Life Insurance

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If only he had life insurance…

Every semester, Huntley Wealth awards scholarships to two students who have lost a parent that either had no life insurance or was underinsured. We ask the students to submit their story by video or essay. This semester, we offer congratulations to Emma Backes from Arcadia University, winner of our $2,500 Huntley Wealth Care Spring Scholarship…

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Mutual of Omaha vs. Gerber Final Expense Life Insurance

Betcha you’re wondering why I’m writing an article called Mutual of Omaha Life Insurance vs. Gerber Life Insurance Final Expense showdown. So I’m going to ask you to picture this: You’re on a fixed income and don’t have a lot of extra cash lying around. Which means that if you die, your loved ones would…

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Guaranteed Universal Life Insurance – The Affordable Alternative to Whole Life

If you’re having a hard time deciding between term life insurance and whole life insurance, there is another type of life insurance policy called “Guaranteed Universal Life Insurance” that’s become extremely popular these days. The name might lead you to believe that it’s just another form of permanent or guaranteed life insurance such as universal…

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Whole Life Insurance

Whole life insurance is one of the most popular, yet least understood financial vehicles. There are definitely times when it makes sense, but you need to know what you’re getting into. There are a variety of different life insurance policies available for people who want to provide financial security for their family. Whole Life Insurance…

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Expiring Term Life Insurance Policy? Here’s How To Save It!

What will happen to my term life insurance policy when my term is up? Does it cancel?

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High Risk Life Insurance

Have you been asked to pay more than you expected or have even been declined for life insurance due because a life insurance company placed you in a high-risk category? Don’t give up! We specialize in delivering affordable high-risk life insurance approvals for difficult high-risk applicants. We know how important it is to make sure…

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Life Insurance Beneficiaries

Life insurance is bought with the best intentions of the family as its first and foremost objective. Most people don’t really give a thought about the beneficiary’s portion of their policy. In most instances, we name our spouse as the primary beneficiary of our life insurance policy. The majority of insurance companies would also ask…

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Your Life Insurance Application Is Approved! How Long Does Underwriting Take?

We all love the words… “Your life insurance application has been approved!“ But what goes on behind the scenes and how long does underwriting really take? Quite often the reason you’re looking for answers to this question is that you’re procrastinating! I can’t tell you how many times I’ve gotten a call from a prospective client…

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10 Year Term Life Insurance: Who Needs It?

Do you know what 10 year term life insurance is? If you have dependents, financial liabilities or business interests, I’m sure you either have life insurance or are considering it. …and if you’re not THINK AGAIN!  Ladies and gentlemen, no one ever PLANS to die. The tricky thing is, with so many choices, you might…

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How to Avoid a Declined Payout During 2 Year Contestability Period

Careful! Life insurance carriers may deny death claims.

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