Life Insurance

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Online Term Insurance: 10 Tips to Help You Get the Best Deal

Anyone can get the best deal on life insurance by going online and getting a quote with a simple click of a button. Right? Wrong! In this post, I’ll explain how easy it is to make costly mistakes when buying online term insurance, and how you can avoid them. In addition, I’ll show you how the process…

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Life Insurance Settlement Options

Life insurance is far more flexible than many people realize. … So whether you can no longer afford your policy, or are looking for options your beneficiaries will have upon your death, we’ve got you covered in this article with everything you need to know about life insurance settlement options. There are 2 types of…

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Life Insurance Approval After Pulmonary Embolism (PE)

Life insurance offers will range from Preferred to Uninsurable for Pulmonary Blood Clots

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18 Tips How To Get Back Into Shape and Save on Life Insurance!

Are you feeling out of sorts and want to get back into shape? Well, don’t despair simply because you’ve gotten older. Why You Should Get Back Into Shape As You Get Older Maybe you can’t turn the clock back to when you were 20 something years old, but the good news is that you can…

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Return of Premium Life Insurance

Return of Premium Life Insurance – Worth the extra cost?

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Getting Life Insurance if You’re Unemployed

Can you obtain life insurance if you’re unemployed? Everyone, including those who are unemployed, still need life insurance to protect their loved ones. The question then is whether a life insurance company will approve your life insurance application if you’re not working. Unfortunately, the answer to that question isn’t a simple yes or no answer because being approved…

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20 Creative Ways to Use Life Insurance

The majority of people who buy life insurance usually do so to provide income replacement for their families. …but, did you know that there are many creative ways to use your life insurance policy? Term life is a much more basic form of life insurance which pays death benefits only. It’s great for income replacement and providing…

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Life Insurance for Unmarried Couples

It’s one of the most frequently asked questions: “Can I buy life insurance as an unmarried couple?” We understand. There’s definitely some grey area to work through, such as your living arrangements, plans for marriage (or lack thereof), and income dependency. Luckily, we’ve dealt with hundreds of life insurance cases for unmarried partners, boyfriends/girlfriends, and fiancés….

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Is Life Insurance Taxable?

One of the top 10 questions that clients come to me with is: “Is life insurance taxable?” So I decided to answer that question and provide a guide to life insurance gifting to give you some tools to use in case you step over the state and federal estate tax threshold. Your taxes absolutely can be…

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Life Insurance Industry Secrets

What do you really know about the life insurance industry? Do you know who the largest life insurance companies are and if their reputations are supported by a strong financial foundation? We like to be upfront and build relationships with clients who trust us for our integrity and honesty. This is why we feel obligated…

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