How High-Risk Hobbies Affect Life Insurance Premiums

You’re probably not aware that what you do in your spare time can have a material impact on premiums you’ll pay for life insurance. Most people are well aware that personal health conditions and even certain occupations affect life insurance premiums. But, certain high-risk hobbies affect life insurance premiums as well. If you have one…

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Best Life Insurance for Seniors

Whoever said all good things improve with age never tried to buy life insurance after age 65. It’s tough finding quality and affordable coverage, especially when you need a larger policy. Older life insurance shoppers also know a new policy’s premiums would increase with each passing year. They feel the cost of time passing, and…

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Best Short Term Health Insurance

To sign up for regular major medical health insurance coverage, you’ll either have to wait for the annual open enrollment period or a qualifying life event. (For more information, read our “What does health insurance cover?“). But what if you need coverage before then? Let’s say your new job’s health benefits don’t kick in for…

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Wedding Insurance

You said “yes” — yes to a beautiful celebration and a lifetime of happiness, not to a wedding day crisis costing thousands of dollars and endless strife! Try as you might to pick the perfect day, the unexpected can and does happen. And when it does, you don’t want to be left picking up the…

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Whole Life vs. Variable Life

People looking for lifelong life insurance coverage should consider permanent life insurance. There are a few different variations, including whole and variable life insurance. Both of these have an extra component: an investment account referred to as a cash value. Separate from the death benefit, this cash value grows over time and can provide an…

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Best Health Insurance Companies

Having access to healthcare plays an important role in living a long and healthy life. The older you get, the more prepared you’ll need to be for any sudden illnesses or injuries. Seeking help from doctors to treat symptoms when you’re sick or going to hospitals to deal with medical emergencies are situations that you’ll…

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Health Insurance | What It Is and Why You Need It

There’s probably nothing more valuable than one’s health. Each of us faces a different set of medical circumstances, and regardless of our material or economic circumstances, access to quality healthcare is essential to our well-being, longevity, and overall quality of life. The basic premise of health insurance is that the policyholder pays premiums into the…

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What is Variable Life Insurance?

You might not realize it, but there are many different types of life insurance available in the marketplace today. Sifting through all the options to find what’s right for you can be challenging, and keeping track of all of the different terms can prove almost impossible. Variable life insurance is a type of permanent (i.e.,…

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Best Boat Insurance Providers of 2024

Boats are usually quite expensive, they often present significant liability risks to you, and even being used safely, they can entail some amount of risk to the vessel and its operators. Also, many marinas require you to insure your boat. Boat insurance policies may cover the vessel itself, for its actual cash value or for…

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Best RV Insurance

Recreational vehicles are more than just a way to get from point A to point B, offering a home on wheels for adventurers of all ages who want to explore everything from national parks to sporting events. Because they combine key attributes of both homes and vehicles, whether as a singular unit or a trailer…

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