Globe Life Review for 2024

Globe Life is an insurance provider which markets affordable life insurance policies with a long-standing history of reputability in the insurance industry. As such, they’re a widely popular option for life insurance shoppers across the board, especially for those with conditions that might prevent them from acquiring traditional coverage. But before you sign on the…

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7 Benefits of Life Insurance for the Wealthy

Being wealthy provides many financial advantages that only the rich can fully appreciate. But, did you know that if you are wealthy, you can reap several financial benefits of life insurance that the poor and middle class literally cannot? … this isn’t a trick. I’m not merely suggesting the wealthy can afford more life insurance coverage. In this article,…

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Genworth Life & Annuity Insurance Review

NOTE: Genworth Life Insurance Co of New York is no longer selling new life insurance policies and it is unclear if the extension feature benefits mentioned below will still be available.If you have a policy and aren’t sure what to do please visit: What Should I Do With My Genworth Life Insurance Policy? I was…

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Accidental Death Benefit Rider

Purchasing a life insurance policy today is not at all unlike buying a car. There are so many options possible to customize your policy to meet very specific needs and preferences. This is typically done by adding life insurance riders to a basic policy, which provides the extra features that will make the plan the…

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What is an Accelerated Death Benefit Rider?

One of the major drawbacks of life insurance, or so it’s typically thought, is that it provides no benefits while you are still alive. It’s seen strictly as a death benefit. But there are certain life insurance riders that can be added to a policy that will provide living benefits. One of them is an…

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Permanent Life Insurance

There’s been a noticeable trend in favor of term life insurance in recent years. The popularity of term life insurance is that it’s much less expensive than permanent life insurance. That lower cost does come at a price—all term policies come to an end at some point. A longer-term term policy can extend up to…

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What is Variable Universal Life Insurance (VUL)?

To develop more competitive financial products, the life insurance industry has created some very interesting and complicated policies. Perhaps the most complex is the variable universal life insurance policy, commonly referred to simply as “VUL”. Variable is the operative word in the title because the various provisions of the policy can be adjusted, both at…

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What is Indexed Universal Life Insurance?

Indexed universal life insurance is a mouthful to say, which is why it’s frequently referred to simply as an “IUL” policy. But behind the technical name of the policy is a life insurance plan that provides a wide range of flexibility not offered with other life insurance policy types. During the course of the policy,…

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Survivorship Life Insurance

There are all types of life insurance policies available these days, so it may not surprise you to learn that it’s even possible to buy a single policy that covers two people. That’s the basic idea behind survivorship life insurance. It enables two people to have one life insurance policy between them, and at a…

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