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When I was a rookie agent, I used to think $3 million, $4 million or $5 million in term life insurance was too much coverage for anyone. Now, however, I know there are several good reasons a client might need that much coverage. But be careful! A lot of agents out there would prefer to…
→ Read MoreLook: Buying life insurance isn’t like buying a shirt or a computer. You’ll likely own your policy and be paying on it for 1o to 30 years (or more), so don’t rush in without reading these critical tips. I’ve been an agent for a long time. These are the tips I’d give my own mother….
→ Read MoreAs a life insurance agent, one question I often get asked is…“Can I purchase a life insurance policy on my ex-husband?” In most cases, yes! In this guide, we’ll give you insider tips on how to get life insurance on your ex-husband the easy way, with his full knowledge. Can You Purchase Life Insurance on…
→ Read MoreWe know it can be difficult to search for life insurance in your seventies. It might seem like all the affordable policies are no longer available, or that you can no longer qualify due to health concerns. We can help! We specialize in finding affordable term and whole life insurance coverage for ages 70 through…
→ Read MoreMany people ask us if they can still buy term life insurance in their sixties. Yes, you can! But as you grow older, the risk to the provider is greater. So, the question, “Can you find affordable life insurance over 60?” isn’t cut and dried. Let’s take a look at the numbers right now to…
→ Read MoreIf you’re 30 to 39 years old and thinking about buying term life insurance, you’ve come to the right place! Take it from me… I have a wife and 3 kids, and purchased two life insurance policies in my thirties, one at 33 and one at 38! In this guide, we’ll provide sample quotes, honest advice…
→ Read MoreHere’s the truth about life insurance agents: While a 20-year term policy will do the job for 90% of Americans, many agents will try to sell you 30-year term policies or whole life policies. They make more money that way! In this guide, I’ll share why a 20-year term may be just enough insurance coverage…
→ Read MoreWhen searching for life insurance at 56 years old, the biggest factors affecting your premium will be the type of coverage needed and your health. Typically by the time you reach your mid fifties, you’re almost always dealing with some sort of medical condition or medication.Read More: Understanding Life Insurance We see everything from people…
→ Read MoreAre you looking for a life insurance policy without a 2 year waiting period? If not, you should be! You know that policy you heard about on TV? The one that promises easy guaranteed coverage for final expenses with no medical exam? Well, I’m just gonna say it – don’t buy it. It seems like a really great…
→ Read MoreFinal expense insurance is for those of you who are looking for smaller policies to cover final expenses. You’re probably going to die with some debt to your name. Most people do. In fact, 73% of consumers had outstanding debt when they were reported as dead, according to a December 2016 study provided to Credit.com…
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