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Perhaps you’ve heard of terms like “Preferred” or “Standard” as it applies to life insurance ratings and have scratched your head. What do these ratings mean, and more importantly, how do they affect you? Stick with me for a few minutes and we’ll answer these questions and more. Life Insurance Ratings and Premiums The reason…
→ Read MoreI hadn’t seen this one before. A potential client called recently asking if he could purchase a guaranteed universal life insurance policy with $100,000 face value at the age of 75. So far, no problem. Life Insurance Approval with Polycythemia However, I then asked him some questions about his medical history and found that he…
→ Read MoreUnderstanding and finding affordable life insurance can be a juggernaut. When looking at all the types of insurance available, life insurance is probably the least appealing to discuss. No one likes to think about their mortality, but having a plan for your loved ones in the event of your passing, can give both you and…
→ Read MoreAt Huntley Wealth Insurance, when we get a “tough” life insurance case, we are prepared to do whatever it takes to deliver an affordable approval to our client. That’s why we commonly use the Trial Offer. Simply put, a trial offer request is when we send a summary of our client’s medical history to 15-30 life…
→ Read MoreHow can a charity turn penny donations into dollars? Life insurance. Let’s talk about how this works and why every charity should be looking for gifts of life insurance. Tap Into the Ocean of Charitable Bequests In a recent report, CharityNavigator.org stated that during 2001 in the U.S.: $24.4 billion dollars were donated to charities…
→ Read MoreIs it possible to get life insurance for cancer patients and survivors? If you’re in this group—which actually includes millions of people—you might think you can’t get affordable life insurance. But, the life insurance industry has been evolving in recent years, especially in response to advances in medical technology and the increasingly longer lifespans being…
→ Read MoreIf you’ve experienced a bout with prostate cancer, you may be concerned that you’ll be unable to get life insurance. But, that generally won’t be the case. The life insurance industry has expanded its reach in recent years and now offers coverage in a way they never did before to those who experience serious health…
→ Read MoreThough it may not be well known to the public, there are hundreds of life insurance companies available. That’s good news for consumers because more choices mean you’re much more likely to find the life insurance policy you need at a price you can afford. In this review, we’re going to take a look at…
→ Read MoreIt may seem curious that I’m doing a Zander Insurance review, since they aren’t one of the life insurance companies we work with here at Insurance Blog By Chris. In fact, they aren’t even a life insurance company at all, but a life insurance agency, which technically makes them one of our competitors. But we’re…
→ Read MoreFinancial gurus Dave Ramsey and Suze Orman say you should only buy guaranteed level term insurance. They say that permanent insurance policies like whole life insurance are a bad investment. And why do they care about insurance? Because the money you don’t spend on the wrong insurance policy is money you can save and use elsewhere! If…
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