Best Life Insurance for 50 to 59 Years Old | Tips & Sample Quotes

If you’re between the ages of 50 to 59 years old, choosing the right life insurance is essential. This may be the last policy you ever buy. Here are some of the most common concerns individuals over 50 typically have: What type of life insurance you actually need? Health concerns / approval Your AGE –…

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Life Insurance For Overweight & Obese

Did you know that if you believe yourself to be overweight, you could still qualify for life insurance and even at a ‘Preferred Rate’? When it comes to being overweight, life insurance companies are much more forgiving than you might otherwise think. If your health is relatively good, you are a non-smoker, and you don’t…

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Life Insurance with Left Ventricular Hypertrophy (Enlarged Heart)

When you are searching for life insurance, there are a lot of different factors you’ll need to consider. If you have a pre-existing condition like an enlarged heart, then you’re going to face some unique challenges. What Is Left Ventricular Hypertrophy? Left Ventricular Hypertrophy is defined as a thickening of the ventricular muscle or enlarged…

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The History of Life Insurance & Modern Perspectives

The history of life insurance is really quite fascinating! While life insurance wasn’t a mainstream financial product in the United States until the mid-1800s, the concept of life insurance has been proven to have begun as early as 100 B.C., when soldiers of the Roman Empire formed burial clubs to pay for funeral expenses of…

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Guaranteed Issue Life Insurance

If you need life insurance coverage, but can’t qualify due to the condition of your health – or you simply don’t want to submit to the battery of health-related questions and tests normally required with typical life insurance policies, you do have an option. It’s called guaranteed issue life insurance. What is it, and why…

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What Are Life Insurance Classifications?

Perhaps you’ve heard of terms like “Preferred” or “Standard” as it applies to life insurance ratings and have scratched your head. What do these ratings mean, and more importantly, how do they affect you? Stick with me for a few minutes and we’ll answer these questions and more. Life Insurance Ratings and Premiums The reason…

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Life Insurance with Polycythemia

I hadn’t seen this one before.  A potential client called recently asking if he could purchase a guaranteed universal life insurance policy with $100,000 face value at the age of 75.  So far, no problem. Life Insurance Approval with Polycythemia However, I then asked him some questions about his medical history and found that he…

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Affordable Life Insurance For Diabetics

Understanding and finding affordable life insurance can be a juggernaut. When looking at all the types of insurance available, life insurance is probably the least appealing to discuss. No one likes to think about their mortality, but having a plan for your loved ones in the event of your passing, can give both you and…

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