What is a Family Income Benefit Rider?

Are you ever concerned about how your beneficiaries will handle the proceeds of your life insurance policy? If so, a family income benefit rider may give you a surprising amount of flexibility and control over how—and when—the policy benefits will be distributed to your loved ones. In fact, a family income rider may go a…

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Life Insurance After a Heart Attack

Heart disease is the leading cause of death in the United States and is a common health condition throughout the population. (For more information, read our “Life Insurance with Heart Disease“). The most classic heart disease outcome is a heart attack. Is it possible to get life insurance after a heart attack? The surprising answer…

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Life Insurance with Heart Disease

Many millions of Americans suffer with heart disease in one form or another. Heart disease isn’t a single condition either, but one that comes in virtually dozens of different types. If you believe you can’t get life insurance with heart disease, however, you’re almost certainly mistaken. Since so many people have heart disease, the life…

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Life Insurance with a Pacemaker

More than 1.1 million Americans live with a pacemaker. That number is large enough that the life insurance industry has moved to accommodate the hundreds of thousands of people who have pacemakers and need coverage. If you have a pacemaker, the important takeaway is that you will not automatically be declined for a life insurance…

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Best No Exam Life Insurance

So you’re looking into no exam life insurance and want to know the best companies? Well, you’re not alone. Most people would skip the life insurance medical exam if given the chance. But, here’s the catch: Even if you’re healthy, No Exam Life Insurance can cost you 30% to 50% more than a policy that…

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VGLI Rates | Veterans Group’s Life Insurance Premiums

ATTENTION ALL VETERANS! Are you looking at VGLI rates?  Please read this article before you convert your SGLI (Servicemembers Group Life Insurance) to VGLI (Veterans Group Life Insurance)! You truly are the best of the best, and deserve the best! If you’re retired from the military and want to provide financial support for your family…

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QUIZ: Test Your Insurance IQ Against Donald Trump

How do you think your insurance IQ would fare against the ruler of the free world? You might be surprised… Test Your Life Insurance IQ [HINT: Trump Would Score 6 Out of 10] Life Insurance IQ Quiz Answers Trump’s Score: 6/10 You might assume Donald Trump would score 100% on this quiz since he has already…

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Life Insurance at 64 Years Old

We specialize in helping individuals between ages 50 and 70 years old with their life insurance needs. No matter what your health history is, you can rest assured that if you are 64 years old and need life insurance coverage, we can help you with your needs.Read More: Understanding Life Insurance Clients in their 60’s…

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Life Insurance for College Students

Would you be surprised to hear that life insurance for college students is a topic I am asked about quite often? Yep! Despite the fact that most college students are young, healthy & unencumbered… There are still some VERY good reasons to consider purchasing life insurance. Let’s check ’em out! ​ Looking for quick &…

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Geico Life Insurance: Ratings and Pricing

Geico Life Insurance…huh? Does Geico HAVE life insurance? Yeah, we’ve all seen Geico’s cute little talking green Gecko named Martin. How can you not love him when he tells you that in 15 minutes he can save you money on auto insurance?  That’s terrific, but what does this have to do with life insurance? Well, Geico…

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