Life Insurance at 62 Years Old
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
UPDATED: Dec 4, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Dec 4, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
When purchasing life insurance at 62 years old, it’s important to understand how critical your health is to the life insurance approval process.
Whether you are fortunate enough to enjoy excellent health or have pre-existing medical conditions, we specialize in obtaining the most affordable policy for our clients in their 60’s.
And whether you need term insurance or whole life coverage, we have all the information a 62 year old needs for life insurance.
Finding the Best Life Insurance at Age 62
As an independent agency, we represent various life insurance companies, but our allegiance is to you.
When searching for life insurance at 62 years old, just about everyone takes some sort of medication, so it pays to have an agent find the life insurance company best for your particular medical history.
At 62 years old, all policy options are available to you, such as 10 to 20 year term life insurance, and thanks to Genworth, even 30 year term is now offered to individuals over age 60, and of course whole life as well.
Your only concern is obtaining the best priced policy with a financially secure company when getting instant quotes for life insurance policies at 62 years old.
RELATED: 5 Critical Tips You Must Know Before Buying Life Insurance
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Term or Whole Life Insurance at 62 Years Old
Some of my clients still need lifetime coverage at age 62, which means they buy a type of permanent insurance such as whole life insurance or universal life. But the majority of my clients who purchase life insurance at age 62 only need coverage for 10, 15, or 20 years.
If this is your situation, term life insurance is the answer for you. Guaranteed term life insurance offers level premiums for a period of 10 to 30 years at a lower cost than whole life insurance.
Sample Quotes for Life Insurance at 62 Years Old
See the sample quotes for a male or female in excellent health, who can qualify for the best insurance rating at the age of 62, which is “preferred best non-tobacco” rating class.
Please remember not everyone can qualify for the rates below. If you take any medications or have any past or current medical conditions, call us for a more accurate quote.
20 Year Term Life Insurance:
| Death Benefit | $500,000 | $1,000,000 |
|---|---|---|
| 62 Year Old Male | $3285/year | $6255/year |
| 62 Year Old Female | $2125/year | $4055/year |
Guaranteed Level Premiums for Whole Life:
| Death Benefit | $100,000 | $250,000 |
|---|---|---|
| Male - Age 62 | $1612/year | $3963/year |
| Female - Age 62 | $1322/year | $3168/year |
Please note quotes are subject to increase. Also, remember your premium may be higher if you cannot qualify for the best rating class.
RELATED: Check Sample Life Insurance Rates by Age (No Personal Info Required)
How to Find The Best Life Insurance Rates at Age 62
Take the guesswork out of shopping for life insurance for 62 year olds.
First, please use our quote form on the right to compare quotes from over 100 top providers. The instant you click on Compare Now, the next page will display your quotes without making you complete several pages of questions like some other life insurance websites.
For life insurance at age 62, you’ll also benefit greatly by speaking to us directly and sharing your personal story so we can shop your case for the best deal.
Related Topics:
- Best Life Insurance For Seniors Over Age 60
- Term Life Insurance For 60 – 69 Year Olds
- 25 Year Term Life Insurance for 63 – 65 Year Olds
Enter your ZIP code below to view companies that have cheap insurance rates.
Secured with SHA-256 Encryption
Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.